I have a confession to make.
Every week I send you The Protection Circle. Real scenarios. Real coverage breakdowns. Real insight from 28 years in commercial insurance.
But I've been holding back.
Not because I didn't want to share more — but because some of what I know is too detailed, too specific, and too valuable to put in a free newsletter.
The claims that nearly bankrupted business owners. The coverage gaps that nobody warns you about until it's too late. The decisions I've watched business owners make that saved them — or destroyed them.
That's what Protection Circle Insider is built for.
Starting today, the Insider tier is officially open.
What Insiders Get:
Exclusive deep-dive posts not available to free subscribers
Real claim scenarios with full breakdowns
Coverage gap analysis on specific policy types
Direct access to 28 years of commercial insurance experience
Content that goes beyond the newsletter — every single week
Your first exclusive Insider post drops April 21: "Your General Liability Policy Won't Save You From This"
Six things your GL policy will NOT cover — and what happens when business owners find out too late.
The Investment: $29/month
That's less than one hour of legal fees. Less than one deductible surprise. Less than finding out too late that you weren't covered.
For business owners who take protection seriously — this is the resource you've been missing.
The free newsletter isn't going anywhere. You'll still get it every week. But if you're ready to go deeper — the door is open.
— John Crist, CPBL Prestizia Insurance The Protection Circle 28 Years. Real Experience. Real Protection.